PM Vishwakarma Yojana 2026

What is PM Vishwakarma?

PM Vishwakarma is a central scheme of the Ministry of MSME for traditional artisans and craftspeople who work with their hands and tools in family-based trades. It combines recognition, training, tools, cheap credit and marketing help.

Benefits

• Recognition: a PM Vishwakarma certificate and ID card.
• Skill training: after skill verification, basic training of 5–7 days (40 hours). You can then opt for advanced training of 15 days (120 hours). A stipend of ₹500 per day is paid during training.
• Toolkit incentive: a grant of ₹15,000.
• Collateral-free loans (Enterprise Development Loans):
  • First tranche: ₹1 lakh, repayable in 18 months
  • Second tranche: ₹2 lakh, repayable in 30 months
  • You pay a concessional interest rate of 5%. The Ministry of MSME pays interest subvention up to 8%, and the government pays the credit guarantee fee.
• Digital transaction incentive: ₹1 per digital transaction, for up to 100 transactions a month.
• Marketing support: quality certification, branding, e-commerce linkage, trade fairs and publicity through the National Committee for Marketing.

Who can apply

• An artisan or craftsperson working with hands and tools in one of the 18 trades below, in the unorganised sector, on a self-employment basis.
• At least 18 years old on the date of registration.
• Actually working in the trade on the date of registration.
• Only one member per family (husband, wife and unmarried children) can register.

The 18 trades

Carpenter (Suthar); Boat Maker; Armourer; Blacksmith (Lohar); Hammer and Tool Kit Maker; Locksmith; Goldsmith (Sunar); Potter (Kumhaar); Sculptor (Moortikar, stone carver) / Stone Breaker; Cobbler (Charmakar) / Shoesmith / Footwear Artisan; Mason (Raajmistri); Basket / Mat / Broom Maker / Coir Weaver; Doll and Toy Maker (traditional); Barber (Naai); Garland Maker (Malakaar); Washerman (Dhobi); Tailor (Darzi); Fishing Net Maker.

Who cannot apply

• Anyone who has taken a loan in the last 5 years under similar central or state self-employment credit schemes such as PMEGP, PM SVANidhi or Mudra.
• People in government service and their family members.

Documents required

Aadhaar and the mobile number linked to it, bank account details, and a ration card or family details. Registration uses Aadhaar-based biometric authentication.

How to register

1. Visit your nearest Common Service Centre (CSC). Registration is done by the CSC on the PM Vishwakarma portal.
2. Complete mobile and Aadhaar verification (biometric).
3. Fill in your trade, family and bank details.
4. Your application is verified at the Gram Panchayat or urban local body level and then by district-level committees before approval.
5. After approval you get your certificate and ID card, and can proceed to skill training, the toolkit incentive and the loan.

Helpline

Toll-free: 18002677777 and 17923. Ministry of MSME Champions Desk: 011-23061574.

Important

Beware of fraud: the government never asks for money, an OTP or your bank PIN over the phone to release a benefit. Apply only on the official portal or at an authorised centre, and never pay an agent to "get your name added".

Rules, amounts and dates can change and may differ by state. Always confirm on the official portal before applying.

Last checked: 24 October 2026 on pmvishwakarma.gov.in.